Looking For A Broker In The UK Who Does CCJs ?

If you have CCJs then using financial institutions such as banks and building societies is normally a waste of time. You will usually get rejection after rejection. In situations like these we suggest you use a broker, not the usual kind of broker you here about such as a stockbroker or a trading broker, but a mortgage broking company.

Unlike lenders United Kingdom brokers have access to many different mortgage products a large number of the products are usually aimed towards people with CCJs (county court judgements) and bad credit histories. Although the interest rates you qualify will be higher than typical mortgage suppliers like a bank or building society.

In the UK the credit scoring system is worked out by your payment history, once you have been accepted and had your mortgage for a couple of years the CCJ you had is older and the payments you have made to your mortgage company will have improved your credit file. Now will be the time to remortgage and try and get a lower rate of interest

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