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remove CCJs
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| Mortgages with CCJs |
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Your mortgage will provide finance for
your home which will probably be one of
your biggest financial purchases
throughout your life. If you have CCJs
(County Court Judgements) then finding
the right mortgage can be a nightmare.
Only a few years ago getting mortgage
finance from a bank or even other
financial lenders if you had CCJs was
next to impossible.
A lot has changed since then and
nowadays many companies even bank's and
financial companies that at one time
would never give a mortgage to someone
with CCJs in some instances accept
County Court Judgement applications.
Because homes are so expensive even a
slight difference in interest rates can
have a needed drop in your mortgage
repayment. A person with an A1 credit
history and no bad debt can expect a
competitive interest rate of around 4.9.
The rates that adverse credit customer
with CCJs (county court judgements)
against them can be found at rates not
much higher, 6.89. Considering that
after 2 years payments you could
remortgage and get a lower rate as the
CCJs are older and then you can get a
better rate. |
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Removal of CCJs |